Individuals & Couples
Suitable cover arranged around your destination, travel dates and personal requirements.
Travel Insurance
Travel Prepared. Travel Protected. Travel with Confidence.
Travel insurance is an important part of thoughtful travel planning.
It can provide valuable protection and access to assistance when unexpected events affect your journey, from medical emergencies and travel disruptions to baggage problems and other covered circumstances.
Belamour Journeys helps you arrange suitable travel insurance for international travel, visa requirements, holidays, business trips, families and organised groups.
Whether insurance is required for your destination or simply something you want for greater peace of mind, our team will help you understand the available options before your cover is confirmed.
Why Travel Insurance?
Because Not Everything Can Be Planned
Unexpected medical emergencies, cancellations, delays or lost baggage can quickly disrupt a journey. Travel insurance can provide valuable financial protection and assistance when things do not go as planned.
What Cover May Include
Depending on the policy selected, cover may include:
- Emergency medical treatment and hospitalisation
- Medical evacuation and repatriation
- Trip cancellation or interruption
- Travel delays and missed departures
- Lost, delayed or damaged baggage
- Emergency travel assistance
Coverage, limits and exclusions vary by policy.
Insurance for Visa Applications
Some destinations and visa categories require valid travel medical insurance. We can assist in arranging suitable cover and the required insurance certificate for your application.
Travelling to Mainland Tanzania?
New · Mandatory from 1 October 2026
Arrange Your Mandatory Inbound Travel Insurance Before Arrival
From 1 October 2026, foreign visitors entering Mainland Tanzania through airports, land borders or seaports are required to hold mandatory inbound travel insurance.
The cover is provided by the National Insurance Corporation (NIC) and is intended to support travellers in the event of eligible medical and travel-related emergencies during their stay.
Belamour Journeys can assist you in arranging the required NIC cover before departure, so you can travel with the necessary insurance documentation already in place.
Key Information
- Validity
- Up to 92 days from arrival
- Provider
- National Insurance Corporation (NIC)
- Who it applies to
- Foreign visitors entering Mainland Tanzania
- Entry points
- Airports, land borders and seaports
- Exemptions
- Citizens of EAC and SADC member states
Subject to the applicable policy terms, cover may include eligible medical emergencies, evacuation, repatriation and other specified travel-related incidents.
All premiums, benefits, exclusions and policy conditions remain subject to applicable Tanzanian regulations and NIC policy terms.
Read the latest updateTravelling to Zanzibar?
Required for foreign visitors
Arrange Your Required Zanzibar Inbound Travel Insurance Before Arrival
Foreign visitors travelling to Zanzibar are required to obtain the designated inbound travel insurance applicable to their stay.
The cover is provided by the Zanzibar Insurance Corporation (ZIC) and is intended to support travellers in the event of eligible medical and travel-related emergencies during their stay.
Belamour Journeys can assist you in arranging the required ZIC cover before departure, so you can travel with the necessary insurance documentation already in place.
Key Information
- Provider
- Zanzibar Insurance Corporation (ZIC)
- Who it applies to
- Foreign visitors travelling to Zanzibar
- Cover
- Designated inbound travel insurance
- When to arrange
- Before you travel
Subject to the applicable policy terms, cover may include eligible medical emergencies and other specified travel-related incidents.
All premiums, benefits, exclusions and policy conditions remain subject to applicable Zanzibar regulations and ZIC policy terms.
Trusted Insurance & Assistance Providers
Protection arranged through established providers
Belamour Journeys helps arrange travel insurance and specialist travel protection through selected providers. Depending on your journey, this may include international travel insurance, Mainland Tanzania and Zanzibar inbound cover and specialist medical evacuation protection where available.
Travel insurance options for eligible outbound travellers, subject to the insurer’s applicable policy terms and conditions.
- AssembleInsurance
Travel cover options available according to destination, traveller profile and policy requirements.
The designated inbound travel insurance applicable to foreign visitors travelling to Zanzibar, together with other travel insurance products where available.
- NICNational Insurance Corporation
The mandatory inbound travel insurance for foreign visitors entering Mainland Tanzania from 1 October 2026.
Policies, memberships and benefits are issued by the respective provider and remain subject to their applicable terms, limits, exclusions and eligibility requirements.
Travelling as a Family or Group?
Protection can be coordinated too
Travel insurance can also be arranged for individuals travelling together.
Belamour Journeys can assist with insurance arrangements for individuals, couples, families and organised groups, subject to the insurer’s eligibility requirements.
If we are already coordinating your flights, accommodation, pilgrimage, holiday or group journey, insurance can be incorporated into the wider travel planning process.
That means one less arrangement for you to manage separately.
Families
Family policies coordinated alongside your flights, accommodation and wider travel plans.
Organised Groups
Group cover arranged for pilgrimage, church, institutional and corporate travel.
If You Need to Make a Claim
Knowing what to do matters
Follow Your Policy Instructions
Insurance claims are assessed and determined by the relevant insurer according to the terms and conditions of the policy. If an incident occurs during your journey, follow the emergency or claims instructions provided with your insurance documentation.
Keep All Relevant Records
Keep all relevant receipts, reports and supporting records related to the incident. Where appropriate, Belamour Journeys can assist you in understanding which documents may be required for submission to the insurer.
Get Your Travel Insurance Quote
A few details are all we need to begin
Tell us about your journey and we will help you identify an available travel insurance option suited to your travel requirements.
Destination
Where are you travelling?
Travel Dates
Share your departure date and return date.
Age
Enter the age of each traveller requiring cover.
Visa Requirement
Let us know whether the insurance is also required as part of a visa application.
Once we have these details, our team can review the available option, applicable premium and next steps for arranging your cover.
Insurance & Entry Updates
Mandatory Insurance and Entry Requirements
Last updated: September 2026
Travel RequirementsTanzania Introduces Mandatory Inbound Travel Insurance
Foreign nationals entering Mainland Tanzania will be required to obtain mandatory inbound travel insurance through the National Insurance Corporation of Tanzania (NIC).
Read the update
Travel RequirementsSouth Africa Introduces Required Online Traveller Declarations
South Africa has introduced a new online traveller declaration requirement for people entering or leaving the country.
Read the update
Travel RequirementsEurope’s Entry/Exit System Is Now Fully Operational
Travellers entering the Schengen Area should now expect a different border process.
Read the updateTravel Insurance FAQs
Frequently Asked Travel Insurance Questions
In many cases, a policy can be arranged quickly once your destination, travel dates and age have been confirmed and the applicable premium has been paid.
Yes. From 1 October 2026, foreign visitors entering Mainland Tanzania through airports, land borders or seaports are required to hold mandatory inbound travel insurance provided by the National Insurance Corporation (NIC), valid for up to 92 days from arrival. Citizens of EAC and SADC member states are exempt. Belamour Journeys can arrange the cover before you travel.
Yes. Foreign visitors travelling to Zanzibar are required to obtain the designated Zanzibar Insurance Corporation cover, subject to the applicable local requirements.
Depending on the policy, cover may include emergency medical treatment, hospitalisation, evacuation, repatriation, trip interruption, travel delays, baggage incidents, personal accident and emergency assistance.
It may still be worthwhile. Travel insurance can provide valuable protection and assistance if unexpected medical emergencies, cancellations, delays or other covered disruptions occur during your trip.
Yes. Certain destinations and visa categories require evidence of valid travel medical insurance. Belamour Journeys can help arrange suitable available cover based on the stated requirements of your destination.
The premium varies according to factors such as destination, travel duration, age and the type of cover selected. We provide a quotation based on your individual travel details.
Yes. Cover can be arranged for individuals, couples, families and organised groups, subject to the insurer’s eligibility requirements.
Yes. However, it is generally advisable to arrange your cover before departure and as early as practical, particularly where the selected policy includes time-sensitive benefits.
Claims are assessed by the insurer according to the policy terms. You should follow the claims instructions provided with your policy and retain relevant receipts, reports and supporting documents. Belamour Journeys can assist you in understanding the required documentation where appropriate.
No. Benefits, limits, exclusions, excesses and eligibility conditions vary between insurers and policies. Our team helps you understand the available options before your cover is confirmed.
Protect Your Journey Before You Go
Travel confidently knowing you have prepared for more than the itinerary.
Whether you are travelling for a holiday, business, pilgrimage, family visit or as part of a group, appropriate travel insurance can add an important layer of protection to your journey.
Tell us your destination, travel dates and the age of each traveller, and our team will help you identify a suitable available option.
From arranging your flights and accommodation to helping you prepare for the unexpected, Belamour Journeys is here to help you travel with greater confidence.
